Simple Guide to California Workers' Compensation

Getting hurt at work can be scary and confusing. This guide will help you understand how workers' compensation works in California and what you can do to protect yourself.

What is Workers' Compensation?

Workers' compensation is a special type of insurance that helps people who get injured while working. It can pay for your medical bills and help you earn money while you're recovering.

Telling Your Story to the Doctor

When you get hurt at work, you'll need to talk to doctors about your injury:

• Be honest about how you got hurt

• Tell the doctor everything that hurts

• Explain exactly what happened at work

• Write down all your symptoms

Your Medical History Matters

You'll need to share some information about your health:

• Tell the truth about past injuries

• Only share medical information that relates to your work injury

• The insurance company can't see your entire medical history

Choosing a Doctor

In California, you can:

• Pick a doctor from a list provided by your work

• Change doctors one time without asking permission

• Get a second opinion if you disagree with your first doctor

Understanding Your Paycheck While Recovering

The money you receive depends on:

• How much you were earning before getting hurt

• The type of injury you have

• How long you'll be unable to work

What If Your Boss Won't Listen?

If your boss isn't following the doctor's instructions:

• Keep detailed records of everything

• Write down dates and what happened

• Ask for help from workers' compensation experts

Important Things to Remember

1. Report your injury right away

2. See a doctor as soon as possible

3. Keep all your medical papers

4. Don't be afraid to ask questions

5. Get help if something doesn't seem right

Getting Extra Help

Sometimes you might need:

• A lawyer who knows about work injuries

• Someone to help explain complicated paperwork

• An expert to review your medical records

Your Rights Matter

You have the right to:

• Get medical treatment

• Receive money while you can't work

• Be treated fairly

• Understand what's happening with your claim

Tips for Success

• Be honest

• Take good notes

• Follow your doctor's instructions

• Stay calm and patient

Disclaimer: This is general information. Every injury is different, and it's always good to talk to an adult or a professional who knows about workers' compensation.